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Choose from one of five Westpac KiwiSaver Scheme investment options to best suit your tolerance to investment risk. |
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More KiwiSaver info
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| The Capital Protection Plan |
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| You'll be investing in a series of funds established under the Capital Protection Plan. These are |
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for people with an investment timeframe of more than 10 years |
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for people who want an investment designed to help protect their capital contributions to maturity of the relevant fund |
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invested principally in shares (at launch) to provide investors with the opportunity to maximise returns. |
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| To get started, you’ll need |
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a $1,000 minimum investment |
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to commit to each CPP fund for ten years |
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download a Westpac KiwiSaver Scheme Investment Statement and application form PDF (268Kb) |
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| Cash Fund |
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| Want to use your KiwiSaver investment as a deposit on your first home? Perhaps you’re close to retirement age? A short-term investment may suit. |
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| The Cash Fund |
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is for people who want stable, low volatility returns |
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invests in income assets of a short-term nature |
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provides stability and low volatility returns |
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| Long-term, the return on your Cash Fund is likely to be lower than investments which include growth assets. |
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| > |
download a Westpac KiwiSaver Scheme Investment Statement and application form PDF (268Kb) |
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| Conservative Fund |
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| The Conservative Fund is for investors who want a low level of risk. This fund: |
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invests in a higher proportion of income assets than the Balanced or Growth Funds |
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is likely to be more stable than the Balanced or Growth Funds |
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returns will vary and at times may be low or negative |
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| If you don't choose an investment option your KiwiSaver contributions will be automatically invested in the Conservative Fund. You can opt to change this and choose another investment option at any time. |
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| > |
download a Westpac KiwiSaver Scheme Investment Statement and application form PDF (268Kb) |
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| Balanced Fund |
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| The Balanced Fund is for investors who want medium potential returns for medium risk. This Fund: |
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aims to balance income and growth assets |
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has potential for high returns over time due to a significant proportion invested in growth assets |
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returns will vary and at times may be low or negative |
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| > |
download a Westpac KiwiSaver Scheme Investment Statement and application form PDF (268Kb) |
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| Growth Fund |
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| The Growth Fund is for investors who want high potential returns and who are comfortable with greater fluctuations in the level of those returns. This Fund |
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has a high proportion of growth assets |
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has the potential for the highest returns over time, compared to the other Westpac KiwiSaver Scheme Funds |
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returns will vary and are likely in some years to be low or negative |
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| > |
download a Westpac KiwiSaver Scheme Investment Statement and application form PDF (268Kb) |
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