Interest rates

Get the latest interest rates for lending, investing in term deposits and our savings accounts and transaction bank accounts.

Tips on reducing your account costs

Lending rates


			Our latest interest rates for overdrafts, personal loans, credit cards and home loans.

Investment rates


			Get our latest interest rates for term deposits, including the Monthly Income option and Compounding Deposit option.

Transaction and savings account rates


			Interest rates for our personal savings accounts and transaction bank accounts.

Reduce your account costs


			How to reduce your monthly account charges and transaction fees. Simple ways to cut charges on your bank accounts.

Note: All our rates, transaction and service fees are regularly reviewed and are subject to change.

The information on this page is presented subject to our legal page and any other terms and conditions that Westpac may impose from time to time. It is subject to change without notification.