Closure of foreign cash.

From 30 January 2026, Westpac will no longer buy or sell foreign currency cash (notes) in branches – please see our public notice for more information.

Why choose Westpac?

  • We provide safe and secure channels for sending and receiving money from overseas.
  • We’ve removed our fee for sending foreign currency overseas through Westpac One®.
  • Access a variety of countries and currencies through Westpac One.

Send money overseas.

Westpac One

Use Westpac One to send foreign currency overseas securely, with no transfer fee*. Giving you access to a wide range of currencies and countries.

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Westpac One Business

Use Westpac One Business to send foreign currency globally with peace of mind, and no transfer fee*.

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Foreign exchange rates.

Westpac's current foreign exchange rates as at 12/08/2026 06:35pm, these exchange rates are indicative only and subject to change without notice.

*An international money transfer is referred to on our fees page as a telegraphic transfer (TT).

Transactions over $100,000.

For large international money transfers & foreign exchange transactions, contact our FX team at fmdirect@westpac.co.nz or request a call back. Our team will get in touch during business hours.

Special rates on foreign cash with Travelex.

Westpac has partnered with Travelex to make buying or selling foreign cash convenient. Westpac customers can receive special rates by using the WESTPACFX promo code1

To buy or sell foreign cash

You'll need to show proof you’re a Westpac customer (for example, a Westpac bank statement or a Westpac card with your name on it) when buying or picking up your foreign cash at any Travelex store, and make sure you use the WESTPACFX promo code. 

1 This offer can’t be combined with other promotions or discounts that Travelex may apply. Travelex is responsible for providing this service, subject to their T&Cs.

Things you should know.

* When sending foreign currency through Westpac One or Westpac One Business. If sending NZD or using other channels fees may apply. Overseas charges may apply. Refer to our international service fees page.

The exchange rates above are indicative only and subject to change without notice. The exchange rates above are updated Monday to Friday during business hours, excluding public holidays. As such, the indicative exchange rates above may not be available at the time you wish to enter into a transaction. Depending on the type of transaction you enter into, additional fees or a different exchange rate may apply. All exchange rates listed above are expressed as foreign units against one NZ Dollar.

Westpac Banking Corporation (acting through its New Zealand branch) ABN  33 007 457 141, incorporated in Australia (Westpac) is the provider of the foreign exchange products and services listed on this webpage.

Any product or service made available by Westpac New Zealand Limited (company number 1763882) (WNZL) does not represent an offer from Westpac or any of its subsidiaries (other than WNZL). Neither Westpac nor its other subsidiaries guarantee or otherwise support the performance of WNZL in respect of any such product. WNZL is not an authorised deposit-taking institution for the purposes of Australian prudential standards.

The current disclosure statements for the New Zealand division of Westpac and for WNZL can be obtained at the internet address www.westpac.co.nz.

The information on this page, terms and conditions and pricing for foreign exchange products and services are subject to change from time to time.