Credit cards

Credit card options including a low interest credit card, hotpoints rewards and exclusive benefits.

	Apply online for a credit card now

	Credit card balance transfer calculator

Westpac credit card account


			Our lowest annual fee credit card. Get up to 55 days interest free credit on purchases and earn hotpoints rewards.

Low Interest MasterCard�


			A low interest credit card that's ideal for big ticket items and debt consolidation. This credit card gets you where you want to be.

Gold credit card account


			A higher credit limit and the ability to earn hotpoints credit card rewards faster. Benefits include travel insurance.

Westpac’s ultimate credit card account


			Exclusive benefits include a personal concierge service plus extended travel and other insurances. The fastest way to earn hotpoints.

Hotpoints credit card rewards


			Earn hotpoints� with your credit card purchases (excluding Low Interest MasterCard�). Rewards include merchandise, retail and travel vouchers.

Business cards


			Westpac Business credit card accounts help you take control of your expenses, with cost effective card and payment solutions to suit your unique business needs.


Managing your credit card

> Update your details
> Lost or stolen card assistance
> Download balance transfer application form
> Using your card in the UK/Europe
> Making a payment on your account
> Card repayment cover
> Credit card security tips


Credit card information

> Compare credit card accounts
> Credit card FAQs
> Credit card fees
> Credit card rates
> Cannex credit card ratings

Westpac’s current credit card lending criteria apply to all applications and transfers. Credit Card Conditions of Use will apply. Other charges may apply to some of the transactions and services mentioned – see /our Credit card fees page for more details. hotpoints� is a registered trademark of Westpac Banking Corporation. hotpoints terms, conditions and fees apply. Overseas cash advances and foreign currency fees may apply. MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated. American Express� is a trademark of American Express Company. Westpac accepts no responsibility for the availability or content of third party websites.

The information on this page is presented subject to our legal page and any other terms and conditions that Westpac may impose from time to time. It is subject to change without notification.