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Credit card use in the UK and Europe

Card use in UK and Europe image.   Credit card use when you’re in the UK or Europe.  
Apply Now icon
Apply online for
a credit card now

Existing credit cards

Credit card more info icon Get more info on:
  > paying online
  > set up a direct debit
  > lost/stolen card
  > emergency help
  > credit card security

Contact us

contact us icon Credit card enquires:
  > Email
  > Westpac branches
  > Phone 0800 888 111 (24 hours, 7 days a week)
  > from overseas call
+64 9 914 8026 (international toll charges apply)

Credit card refusals in the UK and Europe
Some New Zealand credit cardholders have had their credit card refused overseas because
the credit card has a magnetic strip, and/or  
the credit card is verified by signature  
Your credit card should not be refused for either of these reasons.
The UK and Europe use new ‘chip and PIN’ credit cards, however  
internationally-issued credit cards using a PIN and/or signature should still be accepted  
the standard credit card payment process still apply  
If your credit card is refused
ask the merchant to call their local Visa or MasterCard® or American Express® office  
call us on +64 9 914 8026 to advise us of the incident and provide merchant location details
(international toll charges apply)
 
Westpac's current credit card lending criteria apply to all applications and transfers. Credit card Conditions of Use will apply. Charges may apply to some of the transactions and services mentioned - see our Credit card fees page for more details. MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated. American Express® is a registered trademark of American Express Company.
The information on this page is presented subject to our legal page and any other terms and conditions that Westpac may impose from time to time. It is subject to change without notification.
Copyright©2008 Westpac New Zealand Limited