Administrator and user roles

Access to account information and the ability to create and authorise transactions are determined by your Business Online user role.

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Contact us for help icon Business Online support team:
  > phone 0800 337 522
(Monday to Friday,
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phone +64 4 499 0410
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The three user roles within Business Online Banking
The Administrator Role
These users have the highest level of access to all accounts and functions. They will manage the Business Online access of the other users e.g issue / reset passwords, limit users access to particular accounts and functions.
The Administrator Role
The Business Online administrator has the highest level of access to all accounts and functions. They manage the Business Online access of other users.
Administrators have default access to all accounts and functions.
The administrator can
issue/reset other users’ passwords
assign, disable or restrict access to accounts or functions
set transaction dollar limits for users
view details of other users
set up or delete Creator/Viewer users
create and authorise transactions for processing
The administrator cannot
reset their own password—this can only be done by another administrator or the Business Online Helpdesk
add new authorisers or administrators—this can only be done by completing the Making Changes Form
Single/dual administration
You can select a single or dual administration option. Dual administration requires a second administrator to authorise the following changes to user access to Business Online.
issue/reset passwords
assigning access rights and transaction limits
editing users details and access
creating new Creator/Viewer users
deleting users who have left the company
For companies, NPOs or clubs we strongly recommend that at least one administrator is the account owner.
How many administrators should I have?
You should nominate a minimum of two administrators if your administration rule is single.
You should nominate a minimum of three administrators if your administration rule is dual, to provide coverage during periods of absence/leave.
The Authoriser Role
These users can authorise transactions through Business Online based on your Business Online authorisation rule.
All administrators are automatically authorisers as well.
The Authoriser Role
Authorisers need to be nominated during Business Online registration. Administrators are automatically authorises as well.
Authorisers have default access to all accounts and functions.
An authoriser can
view account balances and transactions
create and authorise transactions for processing based on the Authorisation rule
The Creator/Viewer role
These users can only create or view transactions but not authorise them. The users are created and managed by the Administrators once Business Online is established.
The Creator/Viewer role
Creator/Viewers are not nominated during Business Online registration. The administrator may set up and administer as many Creator/Viewer user logins as they need. By default Creator/Viewers do not have access to any accounts or functions.
A Creator/Viewer can
view account balances and transactions
create payments within any restrictions set by the administrator
A Creator/Viewer cannot
authorise payments for processing


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