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Business account fees
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Account maintenance and transaction fees are charged to your account on whatever day of the month you choose.
Note: Any transactions made at another bank's ATM will incur an additional $1 charge each time. |
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| Monthly account maintenance fee |
$4.00 |
 | $10.00 |
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$20.00 |
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| Account benefits |
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Up to 40 transactions free a month, then pay as you go. |
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Up to 80 transactions free a month, then pay as you go. |
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| Relationship Rewarding* |
Reward rebate if your average monthly balance is: |
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$1 - $4999.99 |
Nil |
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$5000 - $9999.99 |
$4 |
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$10,000+ |
$10 |
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Electronic transactions (Westpac ATM withdrawals/transfers, EFTPOS, phone banking and Online Banking transfers**, bill payments, direct credits/debits, automatic payments) |
19c |
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Manual transactions (Cheques, ATM deposits, deposits and withdrawals at a branch) |
65c |
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Transaction and service fees on this page are current as at 3 September 2010 and are subject to change.
Some other service fees, including overdrawn or line of credit charges, may apply from time to time.
*A reward rebate is calculated and paid up to the level shown, subject to the total reward rebate not exceeding the amount of account maintenance and transaction charges paid for that month.
** Phone banking and Online Banking available with single and either/or signing rule authorisation only. |
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Account maintenance and transaction fees are charged to your account on whatever day of the month you choose.
Note: Any transactions made at another bank's ATM will incur an additional $1 charge each time. |
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| Monthly account maintenance fee |
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$4.00 per month |
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| Relationship Rewarding* |
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| Reward rebate if your average monthly balance is: |
| $1 -$4999.99 | Nil |
| $5000+ | $4 | |
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Electronic transactions (Westpac ATM withdrawals/transfers, EFTPOS, phone banking and Online Banking transfers**, bill payments, direct credits/debits, automatic payments) |
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30c each |
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Manual transactions (Cheques, ATM deposits, deposits and withdrawals at a branch) |
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75c each |
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Transaction and service fees on this page are current as at 3 September 2010 and are subject to change without notice.
Some other service fees, including overdrawn or line of credit charges, may apply from time to time.
*A reward rebate is calculated and paid up to the level shown, subject to the total reward rebate not exceeding the amount of account maintenance and transaction charges paid for that month.
** Phone Banking and Online Banking available with single and either/or signing rule authorisation only. |
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| Account maintenance and transaction fees are charged to your account on whatever day of the month you choose. |
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| Note: Any transactions made at another bank's ATM will incur an additional $1 charge each time. |
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| Monthly account maintenance fee |
$10.00 |
 | $10.00 |
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$20.00 |
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| Account benefits |
|
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Up to 40 transactions free a month, then pay as you go. |
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Up to 80 transactions free a month, then pay as you go. |
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Electronic transactions (Westpac ATM withdrawals/transfers, EFTPOS, phone banking and Online Banking transfers, bill payments, direct credits/debits, automatic payments) |
19c |
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Manual transactions (Cheques, ATM deposits, deposits and withdrawals at a branch) |
65c |
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Transaction and service fees on this page are current as at 3 September 2010 and are subject to change.
Some other service fees, including overdrawn or line of credit charges, may apply from time to time. |
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| Back to top |
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|
 |
 |
 |
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Account maintenance and transaction fees are charged to your account on whatever day of the month you choose.
Note: Any transactions made at another bank's ATM will incur an additional $1 charge each time. |
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| Monthly account maintenance fee |
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$4.00 per month |
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Electronic transactions (Westpac ATM withdrawals/transfers, EFTPOS, phone banking and Online Banking transfers*, bill payments, direct credits/debits, automatic payments) |
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30c each |
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Manual transactions (Cheques, ATM deposits, deposits and withdrawals at a branch) |
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75c each |
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Transaction and service fees on this page are current as at 3 September 2010 and are subject to change without notice.
Some other service fees, including overdrawn or line of credit charges, may apply from time to time.
* Phone Banking and Online Banking available with single and either/or signing rule authorisation only. |
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| Note: Any transactions made at another bank's ATM will incur an additional $1 charge each time. The term 'free' refers to Westpac fees only. |
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| Monthly account maintenance fee |
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Free |
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| All electronic deposits and withdrawals | | Free |
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| Internet - transfers | | Free |
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| ATM – balance enquiry/transfer of funds | | Free |
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Phone Banking transfers Standard access fees will apply. | | Free |
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These fees relate to Online Saver only. If fees apply to the account which money is being transferred to or from, standard fees will apply.
Note: to operate the Online Saver account, you must hold a Westpac transaction account. Any transfers from your Online Saver account are to be made directly to your transaction account. ATM access is for balance enquiry and funds transfers only – no cash withdrawals can be made. Transaction and service fees on this page are current as at 3 September 2010, and are subject to change. Some other service fees, including overdrawn or line of credit charges, may apply from time to time. |
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| Note: Any transactions made at another bank's ATM will incur an additional $1charge each time. The term 'free' refers to Westpac fees only. |
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| Monthly account maintenance fee |
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Free |
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| All electronic deposits and withdrawals | | Free |
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| Internet - transfers | | Free |
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| ATM – balance enquiry/transfer of funds | | Free |
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Phone Banking transfers Standard access fees will apply. | | Free |
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These fees relate to Business Online Saver only. If fees apply to the account which money is being transferred to or from, standard fees will apply.
Note: to operate the Business Online Saver account, you must hold a Westpac business transaction account. Any transfers from your Business Online Saver account are to be made directly to your business transaction account, and be able to access your account online via Internet Online Banking, Business Online banking, Corporate Online or Deskbank. ATM access is for balance enquiry and funds transfers only – no cash withdrawals can be made. Transaction and service fees on this page are current as at 3 September 2010, and are subject to change. Some other service fees, including overdrawn or line of credit charges, may apply from time to time. |
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 |  |  |  | | Annual fee | | MasterCard BusinessCard | $50 per card |  | | Cash advances | | In New Zealand | | Westpac ATMs | $2 | | Other banks ATMs | $2 | | Branch | $2 |
 | Overseas cash advance from ATMs or at a branch | NZ $8.00 * | Note: some overseas banks may charge extra. * Selected global alliance ATMs may not charge this fee |  | | Replacement card |
$15 |
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$5.00 | | Note: this feature is only available to existing customers with a photocard |  | | Courier delivery NZ/Overseas | Courier costs where applicable |  | | Foreign currency fee * | 2.50% | | * When you use your Westpac credit card to make an overseas transaction, you'll pay a foreign currency fee. This fee is made up of two parts: a portion charged by Westpac (currently 1.50%) and a portion charged by the credit card scheme that processes the transaction, i.e. MasterCard (Westpac or Active debit card) or Visa (cheque card). |  |  | | Back to top |  |
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| Annual price (including hotpoints) | $100* |
 | | Cash advance in NZ | | using a Westpac ATM | $2 |
| at other bank ATMs | $2 | | branch teller | $2 |
 | | Cash advance overseas |
| using Global Alliance ATMs | no fee | | using other ATMs or bank branches** | NZ $8.00 | | Note: Some overseas banks may charge extra. |  |
| Joint/additional card |
$15 per year |
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| Late payment | $9 |
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Card over limit Applies if you are over your approved credit limit on the final day of your monthly statement period. |
$9 |
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| Replacement card (lost, damaged or stolen) | $15 per card |
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| Courier delivery | Courier costs where applicable |  |
| Foreign currency fee*** | 2.50% of transaction amount |  |
* BusinessPLUS Gold MasterCardholders who also have a personal Westpac Gold or Titanium card will not be charged the BusinessPLUS annual fee for as long as they keep their personal Westpac Gold or Titanium card account open.
**Service fees do not apply when using ATMs within the Global Alliance Group in the respective country shown. Institutions participating in the global ATM alliance include Deutsche Bank 24 (Germany), Bank of America (United States), Scotiabank (Canada), Barclays Bank (United Kingdom), BNP Paribas (France), Westpac (Australia) and Westpac (New Zealand).
***When you use your Westpac credit card to make an overseas transaction, you’ll pay a foreign currency fee. This fee is made up of two parts: a portion charged by Westpac (currently 1.50%) and a portion charged by the credit card scheme that processes the transaction, i.e. MasterCard.
Service fees on this page are current as at 3 September 2010 and are subject to change. Some overseas banks may charge an extra fee for a cash advance. |
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| Annual price | $22* |
 | | Cash advance in NZ | | using a Westpac ATM | $2 |
| at other bank ATMs | $2 | | branch teller | $2 |
 | | Cash advance overseas |
| using Global Alliance ATMs | no fee | | using other ATMs or bank branches* | NZ $8.00 | | Note: Some overseas banks may charge extra. |  | Card over limit Applies if you are over your approved credit limit on the final day of your monthly statement period. |
$9 |
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| Replacement card (lost, damaged or stolen) | $10 per card |
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| Courier delivery | Courier costs where applicable |  |
| Foreign currency fee** | 2.50% of transaction amount |  |
* Service fees do not apply when using ATMs within the Global Alliance Group in the respective country shown. Institutions participating in the global ATM alliance include Deutsche Bank 24 (Germany), Bank of America (United States), Scotiabank (Canada), Barclays Bank (United Kingdom), BNP Paribas (France), Westpac (Australia) and Westpac (New Zealand).
**When you use your Westpac credit card to make an overseas transaction, you’ll pay a foreign currency fee. This fee is made up of two parts: a portion charged by Westpac (currently 1.50%) and a portion charged by the credit card scheme that processes the transaction, i.e. MasterCard.
Service fees on this page are current as at 3 September 2010 and are subject to change. Some overseas banks may charge an extra fee for a cash advance. |
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Account maintenance and transaction fees are charged to your account on whatever day of the month you choose.
Note: Any transactions made at another bank's ATM will incur an additional $1 charge. The term 'free' refers to Westpac fees only. |
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| Average monthly balance of under $5,000 or more | | $2.50 |
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| Average monthly balance $5,000 or more | | Free |
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| Account benefits | | All deposits free |
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Electronic transactions (Westpac ATM withdrawals/transfers, EFTPOS, phone banking and Online Banking transfers, bill payments, direct credits/debits, automatic payments) | | $1.00 per withdrawal |
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Manual transactions (Cheques, ATM deposits, deposits and withdrawals at the branch) | | $1.00 per withdrawal |
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Transaction and service fees on this page are current as at 3 September 2010, and are subject to change. Some other service fees, including overdrawn or line of credit charges, may apply from time to time. |
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| The information on this page is presented subject to our legal page and any other terms and conditions that Westpac may impose from time to time. It is subject to change without notification. |
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Copyright©2009 Westpac New Zealand Limited |
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