Skip to main content
  • Personal
  • Business
  • Agribusiness
  • Institutional
  • Branch & ATM finder.
  • Contact us.
  • Help.
Personal
  • Products & services
    • Accounts & cards
    • Credit cards
    • Home loans
    • KiwiSaver & Investments
    • Personal loans
    • Insurance
    • Foreign exchange
    • Private Bank
  • Life & money
    • KiwiSaver
    • Starting out
    • Couples & family
    • Navigating trying times
    • Managing your money
    • Building wealth
    • Home & property
    • Travel & international
  • Ways to bank
    • Digital banking
    • Branches & ATMs
    • Smart ways to pay
    • Phone banking
    • Scams and fraud
    • Community banking
    • Regional banking
  • Tools & resources
Business
  • Industry specialists
    • Hospitality, Tourism & Retail
    • Manufacturing & Wholesale
    • Property Finance
    • Professional Services
    • Construction, Transport & Forestry
    • Health, Education, Local Government, Utilities & Infrastructure
    • Association Member benefits
  • Products & services
    • Business accounts
    • Business credit cards & prepaid cards
    • Accepting payments
    • International business
    • Investments & KiwiSaver for business
    • Business loans & overdrafts
    • Business insurance
  • Ways to bank
    • Westpac One
    • Business Online
    • Corporate Online Banking
    • FlexEquip Online
    • Westpac One Business
    • Red Bags
  • Tools, rates & fees
    • Economics
    • Business bank account fees
    • Business credit & prepaid card fees
    • Other service fees
    • Business overdraft, savings & transaction accounts interest rates
    • Business credit card interest rates
    • Term investment interest rates
    • Business Base
    • Business tools & templates
  • Helpful business guides
Agribusiness
  • Agriline
  • Accounts & cards
  • Finance
  • Sustainable Farm Loan
  • Tools & resources
Institutional
  • Products & services
    • Relationship Management
    • Transactional Banking Solutions
    • Corporate & Structured Finance
    • Financial Markets
    • International Trade
    • Corporate Advisory
  • Tools & resources
Westpac New Zealand logo
  • Personal
  • Business
  • Agribusiness
  • Institutional
  • Find a branch
  • Contact
  • Help
Business Online
  • Online Banking
  • Business Online
  • Westpac One Business
  • Corporate Online
  • FlexEquip Online
Westpac New Zealand logo
  • Online Banking
  • Business Online
  • Westpac One Business
  • Corporate Online
  • FlexEquip Online
  • Industry specialists.
    • Hospitality, Tourism & Retail

      Whether you're looking for innovative payment solutions or ways to manage working capital efficiently, we've got specialists to help.

    • Manufacturing & Wholesale

      We recognise that manufacturing and wholesale trade is a highly diverse sector and is a core part of the New Zealand economy.

    • Property Finance

      Whether you've found property or land you want to invest in or build on, or are still looking, we've got specialists that can help you secure finance to help you achieve your goals.

    • Professional Services

      Whether you're looking to manage you and your clients' capital more efficiently, are looking to reduce admin, or funding for succession planning/fee book purchases, we have specialists who can help.

    • Construction, Transport & Forestry

      If you're looking to secure finance for the assets that keep your business running and ensure ongoing success, we've got specialists who can help.

    • Health, Education, Local Government, Utilities & Infrastructure

      Health, education, local government, utilities and infrastructure services are key to functioning communities.

    • Association Member benefits

      Together with our industry association partners, we provide members support and benefits to help them meet their financial goals. Are you a member who could benefit?

  • Products & services.
    • Business accounts

      Get up and running with a range of business accounts for all your day-to-day needs.

    • Business credit cards & prepaid cards

      Stay in control of your cashflow, manage business expenses or have a business card that earns you rewards.

    • Accepting payments

      Trusted, safe and secure. Westpac’s payment solutions make it easy to get paid and get on with business.

    • International business

      Make international payments and trade with confidence with solutions designed for importers and exporters.

    • Investments & KiwiSaver for business

      Help your money grow with term investments and learn about KiwiSaver for employers.

    • Business loans & overdrafts

      Manage your cashflow, update your equipment and expand your business with a range of finance options. Talk to us to find out more.

    • Business insurance

      Protect what matters most with cover for you, your business assets and your team.

  • Business - Ways to bank.
    • Westpac One

      This online banking option is great for sole traders and smaller businesses.

    • Business Online

      Take control with digital banking that's streamlined for your business.

    • Corporate Online Banking

      Tailor your banking with transactional services designed for local and international corporations and government bodies.

    • FlexEquip Online

      Manage your Westpac financed assets quickly and efficiently with our asset management solution.

    • Westpac One Business

      Take control with digital banking that’s streamlined for your business.

    • Red Bags

      Westpac Red Bags are used to make quick, safe and secure deposits at our Smart ATMs.

  • Business tools, rates & fees.
    • Economics

      Have our reports emailed to your inbox with Westpac IQ.

    • Business bank account fees

      Fees relating to business transaction and savings accounts, and business overdrafts.

    • Business credit & prepaid card fees

      Fees relating to business credit cards.

    • Other service fees

      Fees for a range of products and services.

    • Business overdraft, savings & transaction accounts interest rates

      Overview of business accounts interest rates.

    • Business credit card interest rates

      Rates for business credit cards.

    • Term investment interest rates

      Rates are subject to change.

    • Business Base

      Guides and resources to help you manage your business with confidence.

    • Business tools & templates

      Free business planning tools, videos, checklists and templates to help you assess your business and make improvements.

  • Helpful business guides

BUSINESS BANKING.

Drive business success with the right banking options and help from specialists who know your industry.

Request a call back

On this page

  • Why Westpac
  • Business Base guides
  • Essentials
  • Quick help
  • Industry specialists

On this page

  • Why Westpac
  • Business Base guides
  • Essentials
  • Quick help
  • Industry specialists

Why Westpac for business.

  • Deal with specialists who understand your business.
  • Local team with a global network.
  • New Zealand Government's bank of choice.
  • New Zealand's first carbonzero certified bank.
  • Supported Westpac Rescue Chopper for 35+ years.

Business Base: guides & tips for business.

Find out more
Woman wearing overalls and safety glasses holding a screwdriver and working on an electronics circuit board

Starting your business

Get business humming with business banking essentials, guides and specialist support.

Woman outside in a market garden holding a box of vegetables

Business funding & finance

The right funding could take your business to the next level.

Man talking on his mobile phone with one hand and holding a cricket bat up horizontally with this other hand

Growth, expansion or going international

With the right support, you can scale up your business and ideally your profits.

Woman in office talking on her mobile while looking at her tablet

Business innovation and digital

Adopting new technology as well as savvy digital promotion can give your business a competitive advantage and accelerate your success.

Business banking essentials.

Loans & overdrafts
Accepting payments
Ways to bank
Accounts
Cards
Investments & KiwiSaver
Ship International business Alerts Business fraud and scams

Get Paid instore, online or on-the-go.

Secure, simple payment options for your customers, in your store, online, or when you’re on the move.

Find out more about Get Paid

Quick help.

Make/receive an international payment Foreign exchange rates Tools, rates & fees Economic & market updates Move your business to Westpac Check you’re giving out the right name to receive digital banking payments

Work with industry specialists.

Cafe worker at counter browsing on laptop.

Hospitality, Tourism & Retail Trade

Person on phone and laptop at bike workshop

Manufacturing & Wholesale Trade

Smiling architect holding rolled paper

Property Finance

Forestry logs being moved with machinery

Construction, Transport & Forestry

Colleagues sitting at table brainstorming in office

Professional Services

Power tower in remote field

Health, Education, Local Government, Utilities & Infrastructure

Westpac New Zealand logo
  • About
  • Contact
  • Careers
  • Disclosure statements

  • Accessibility
  • Investor centre
  • Terms, fees & rates
  • Notices
  • Privacy policy
  • Website terms
  • Westpac service status
Women’s Refuge Shielded Site
© 2025 Westpac New Zealand Limited