Boat Insurance

Make sure you can relax and enjoy your private recreational boat. With our boat insurance policy, you can insure against sudden, accidental loss and more.

More info on our insurance range

Contact us

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  > to get a quote
  > to make a claim
  > to discuss your existing policy

Features of boat insurance
Boat insurance covers
sudden, accidental loss  
all the gear normally sold with a boat like the boat trailer, navigation gear, masts, spars and rigging
(You'll need extra cover if your yacht is involved in racing.)
 
your liability against accidental damage to another person's property involving your boat—up to $1,000,000  
you anywhere in New Zealand territory both on and off the water, and in transit (temporary mooring excluded)  
salvage costs if your boat needs to be recovered after an accident.  
Boat Cover is only for private recreational boats. Boats used commercially or for power boat racing are not covered.
Boat insurance excess
The excess is the amount you pay towards the claim yourself.
For boat insurance
the minimum excess is $100 for each claim  
you can increase this and save money on premiums.  
Get a discount on your premium
You’ll get a 10% discount on your boat insurance premium if you live in your own home and insure it with us.
Apply for boat insurance
To apply for boat insurance visit any Westpac branch or call 0800 177 277 (Monday to Friday, 8am to 8.30pm and Saturday, 9am to 3pm).
Westpac Boat cover is arranged by Westpac New Zealand Limited ("Westpac") and underwritten by Lumley General Insurance (N.Z.) Limited (“Lumley”). Westpac does not guarantee the obligations of, or any products issued by Lumley.
The information contained on this page is intended as a general guide only and may vary at times. Terms, conditions, exclusions and limits apply. More detail can be found in the policy document which may be obtained from any Westpac branch free of charge. The availability of any insurance cover is subject to the acceptance and approval of a complete application.
The information on this page is presented subject to our legal page and any other terms and conditions that Westpac may impose from time to time. It is subject to change without notification.
Copyright©2009 Westpac New Zealand Limited