All about home loans

Latest mortgage rates, Westpac’s mortgage, tips on reducing interest rate costs and help choosing the mortgage that suits you.

Get your mortgage application started

Mortgage rates


			Current mortgage rates from Westpac and information on different kinds of interest rates.

Your Westpac mortgage


			Getting a mortgage from Westpac, how to structure your loan and how much you can borrow

Reduce interest costs


			Information and tips on saving money on your mortgage interest rate costs.

Split home loans


			Want to take advantage of low interest rates? Split your mortgage between floating and short-term fixed rates.

Fixing your home loan


			Understanding the different benefits of floating and fixed rates.

Home loan break costs


			Information to help you understand more about break costs for your home loan

Westpac’s home loan lending criteria apply. An establishment charge may apply. A Low Equity Margin may apply. An additional fee or higher interest rate may apply to loans if the application is accepted but does not meet the standard lending criteria. Terms and conditions apply.

The information on this page is presented subject to our legal page and any other terms and conditions that Westpac may impose from time to time. It is subject to change without notification.