Seniors & retirement

Westpac is currently the largest provider of banking solutions for customers aged 65 and over in New Zealand. All you need to do is get a SuperGold card and start saving.

Seniors & retirement

No monthly account or transaction fees

Is your superannuation paid into one of your Westpac eligible everyday accounts? If so, you won’t be charged monthly account or transaction fees on that account.

The eligible accounts are:

  • Electronic account
  • Choices Everyday Account
  • Access account

Exclusive term deposit rates

As a SuperGold card holder, you’ll get some great SuperGold cardholder rates on our SuperGold Term Deposit.

First annual fee waived on new Debit MasterCard® and credit cards

If you apply and are approved for a new Debit MasterCard or Westpac credit card, we’ll waive the first year’s annual fee.

Start making savings now

It couldn’t be easier to start making these great savings. Simply bring your SuperGold card into your nearest Westpac branch and if you're an existing Westpac customer we’ll arrange your Westpac SuperGold entitlements.

If you’re new to Westpac, the first time you visit a branch, you will need to to bring some identification and proof of your address. These could include your driver’s licence, passport or birth certificate along with a utility bill sent to you at your home address.

Sign up for your SuperGold card now.


Terms and conditions apply to Westpac’s eligible Everyday Accounts. Westpac’s current credit card lending criteria apply to all applications and transfers. Debit MasterCard Conditions of Use apply. Where applicable, terms, conditions, fees and charges still apply to Westpac products and services. You can get a copy of the current disclosure statement for Westpac New Zealand Limited and a copy of the investment statement for any securities for which an investment statement is required from any Westpac branch in New Zealand, free of charge. MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.