Home loans

Here you'll find the fees for your Westpac home loan. Interest rates and fees are current as at 9 December 2016 and are subject to change without notice. Some other service fees may apply from time to time.

Choices Everyday Account - Fees
Note: Any transactions or balance enquiries made at another bank's ATM will incur an additional $1 charge per transaction. The term 'free' refers to Westpac fees only and other service fees may still apply. Fee exemptions available for superannuitants.
Fee type Fee amount
Account maintenance fee
$9.95 per month

Electronic transactions
Eftpos, Westpac ATM transfers/withdrawals, automatic payments once set up (service fee applies to set up or amend), direct debits/credits, bill payments, online and phone banking payments
Free 
Manual transactions
Cheques, Westpac ATM deposits, deposits and withdrawals at a branch
Free 

Choices Home Loan Account - Fees
Note: Any transactions or balance enquiries made at another bank's ATM will incur an additional $1 charge per transaction. Other service fees may still apply.
Fee type Fee amount
Electronic transactions
Eftpos, Westpac ATM transfers/withdrawals, automatic payments once set up (service fee applies to set up or amend), direct debits/credits, bill payments, online and phone banking payments
40c per transaction
Manual transactions
Cheques, Westpac ATM deposits, deposits and withdrawals at a branch
65c per transaction

Choices Offset home lending - Fees
Fee typeFee amount
Choices Offset Monthly fee
$10 per month, per loan 

Home lending - Service fees
Fee type Fee amount
Establishment fee
$400 A higher fee may apply if the application is accepted but does not meet the standard lending criteria. per loan
Documentation fee
For redocumented loans, loan variations and top-ups of Choices home loans
$170 per loan
Temporary loan limit increase (Choices Everyday)
$50 on approval

Find out about home loans here.