Home loans

Here you'll find the fees for your Westpac home loan. Interest rates and fees are current as at 27 September 2016 and are subject to change without notice. Some other service fees may apply from time to time.

Choices Everyday Account - Fees
Note: Any transactions or balance enquiries made at another bank's ATM will incur an additional $1 charge per transaction. The term 'free' refers to Westpac fees only and other service fees may still apply. Fee exemptions available for superannuitants.
Fee type Fee amount
Account maintenance fee
$9.95 per month

Electronic transactions
Eftpos, Westpac ATM transfers/withdrawals, automatic payments once set up (service fee applies to set up or amend), direct debits/credits, bill payments, online and phone banking payments
Free 
Manual transactions
Cheques, Westpac ATM deposits, deposits and withdrawals at a branch
Free 

Choices Home Loan Account - Fees
Note: Any transactions or balance enquiries made at another bank's ATM will incur an additional $1 charge per transaction. Other service fees may still apply.
Fee type Fee amount
Electronic transactions
Eftpos, Westpac ATM transfers/withdrawals, automatic payments once set up (service fee applies to set up or amend), direct debits/credits, bill payments, online and phone banking payments
40c per transaction
Manual transactions
Cheques, Westpac ATM deposits, deposits and withdrawals at a branch
65c per transaction

Choices Offset home lending - Fees
Fee typeFee amount
Choices Offset Monthly fee
$10 per month, per loan 

Home lending - Service fees
Fee type Fee amount
Establishment fee
$400 A higher fee may apply if the application is accepted but does not meet the standard lending criteria. per loan
Documentation fee
For redocumented loans, loan variations and top-ups of Choices home loans
$170 per loan
Temporary loan limit increase (Choices Everyday)
$50 on approval

Find out about home loans here.