Fees & Charges Here you can find our personal account, service and transaction fees. Interest rates and fees are current as at 13 February 2016 and are subject to change without notice. You'll also find some handy tips for reducing your account costs here Personal bank account fees Here you will find the fees for our personal and savings accounts. Home loan fees The fees for our home loans. Credit, debit & prepaid card fees The fees for our credit cards, debit cards and prepaid cards. Personal loan fees Our personal loan fees. Foreign currency fees The fees for our Foreign Currency Account, Foreign Currency Term Investment & foreign currency transaction. Other service fees Here's where you'll find other non-product specific fees like ATM transaction fees and Phone Banking.