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Home & contents
Home Cover insures your home against accidental damage.
It gives you comfort knowing your home will be repaired or rebuilt if it is damaged by things like fire, flooding, burglary or natural disasters.
Full contents insurance
Protect the items in your home – they may be worth more than you think.
You get full cover for the items in your home and personal belongings like jewellery and sports gear, if they're accidentally lost, stolen or damaged. Plus you get lots of extra cover for things like replacement locks and keys.
Renters’ contents insurance
Protect your belongings when you’re renting or flatting and you only want limited cover.
You get up to $25,000 of cover for your belongings if they are accidentally lost, stolen or damaged.
Westpac Home Cover is arranged by Westpac New Zealand Limited ("Westpac") and underwritten by Lumley General Insurance (N.Z.) Limited (“Lumley”). Westpac does not guarantee the obligations of, or any products issued by Lumley. Westpac may receive commission payments as a result of the arrangement of Lumley policies. For Lumley's financial strength rating please click here.
The information contained on this page is intended as a general guide only and may vary at times. Terms, conditions, exclusions and limits apply. More detail can be found in the policy document (downloaded here as a PDF, or obtained from any Westpac branch free of charge). The availability of any insurance cover is subject to the acceptance and approval of a complete application.
Any payment is subject to your claim being accepted.