Home Loans
- How to get into your new home
- Your home loan options
- Managing your home loan
- Home buyers & sellers guide
- Interest rates
- How to apply for a home loan
- Mobile Mortgage Managers
How can we help?
NZ home loans - Your options
At Westpac we put you in control of your NZ home loan. Structure it the way you want now, and change it when your life changes. We’re here to help today, tomorrow and into the future.
Choices Everyday Floating Home Loan
One account for your home loan and transactions gives you flexible revolving credit. It also helps you save on interest costs.
Choices Floating Home Loan
A good value, flexible choice where your interest rate changes with the market. You can even pay off some or all of the loan at no extra cost.
Choices Fixed Home Loan
Select a competitive fixed interest rate and lock it in for a set period of time, giving you added certainty about the amount of your regular repayments.
Choices Capped Home Loan
Your interest rate could go up and down with market rates but will not go up beyond your capped rate.
Westpac’s current NZ home loan lending criteria apply and terms and conditions apply. An establishment charge may apply. A Low Equity Margin may apply. An additional fee or higher interest rate may apply to loans if the application is accepted but does not meet the standard lending criteria.