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Managing your home loan

Managing your home loan should be just like planning a new kitchen or bathroom – we’ll help you choose features to make your life easier.

Structure your loan to suit you

Choose between fixed, floating or capped interest rates and a choice of repayment types to create a loan that is as individual as you are.

Tips on saving interest

Some simple tips to help you save on interest payments.

Top up your home loan

You may want to extend your home, renovate or move home. Ask us about topping up your home loan.

Reduce your repayments

Restructuring your home loan could reduce your regular loan repayments and help give you a little extra cash in your hand each month.

Fixed rate break costs

There could be an additional cost if you repay all or part of your fixed rate loan during a fixed rate term.

Westpac’s current home loan lending criteria and terms and conditions apply. An establishment charge may apply. A Low Equity Margin may apply. An additional fee or higher interest rate may apply to loans if the application is accepted but does not meet the standard lending criteria.