How to apply for a home loan

Ready to apply for a home loan? Simply fill out our online application and you could be conditionally approved online within 60 seconds of submitting it! Alternatively a Mobile Mortgage Manager can come to you. 

If you're not quite ready to apply but  just want to talk somebody here at Westpac, fill out our 'Request a call back' form and we'll give you a call. 

Helpful hint:

If you start your online home application but decide that you need some help, you can always stop the application at any time by clicking on the 'Need Help?' button and we'll just call you back.

Westpac’s current home loan lending criteria and terms and conditions apply. An establishment charge may apply. A Low Equity Margin may apply. An additional fee or higher interest rate may apply to loans if the application is accepted but does not meet the standard lending criteria.