Apply online for a home loan

Within 60 seconds of submitting your application, you could be conditionally approved for your home loan online, right here without leaving your seat.

Fill out the home loan application form below and we'll either approve you conditionally online on the spot, or call you back to get some more information from you. During your online application, if for any reason you don't want to continue, simply click on the 'Need Help?' button to send us what you've done. We'll then give you a call back. Easy as that.

Before you start, it would be helpful to have the following information to hand:

details of your annual income, including any overtime and commission
details of your debts and expenses, such as credit cards and other loans
if you've already made an offer, any details on the property you have in mind

Westpac’s current home loan lending criteria and terms and conditions apply. An establishment charge may apply. A Low Equity Margin may apply. An additional fee or higher interest rate may apply to loans if the application is accepted but does not meet the standard lending criteria.