Westpac’s credit card lending criteria applies to all applications and transfers. Westpac’s Credit Card Conditions of Use will apply.
*Rate will apply to balance(s) transferred until that balance(s) is paid off. Balance Transfer Terms and Conditions and lending criteria apply. Applications are subject to Westpac approval. You cannot transfer a balance from a Westpac card or loan. Balances cannot be transferred to a MasterCard BusinessCard/Purchasing Card. Balance transfers do not earn Airpoints Dollars™ or hotpoints.
**The NZ$8 international transaction fee saving applies to Westpac customers only, and is subject to change. All other international and standard fees apply including foreign currency conversion fees – refer to the Transaction and Service fees brochure details. Global ATM Alliance banks and their details are subject to change.
#Provided you notify us as soon as possible, have not acted fraudulently or negligently and have complied with the card’s Conditions of Use.
^If you only make the minimum payment each month, you will pay more interest and it will take you longer to pay off the unpaid balance.
MasterCard and its brand mark are registered trade marks of MasterCard International Incorporated. Westpac New Zealand Limited.