Westpac's credit card lending criteria apply to all applications and transfers. Westpac's Conditions of Use for the applicable credit card apply.
* Offer available between 1 November 2016 and 15 February 2017, subject to any extension or withdrawal at Westpac’s discretion without further notice. The offer excludes Westpac Airpoints Business Cards and business expenditure. Minimum spend criteria: you must spend the following minimum amounts on eligible purchases on the relevant card within the first 3 months from opening the card account. $500 on the Airpoints MasterCard®; $1,000 on the Airpoints Platinum MasterCard; $5,000 on the Airpoints World MasterCard. Bonus points will be paid 6-8 weeks after the spend criteria has been met. Customers who have held a Westpac Airpoints credit card in the past 18 months are ineligible for the offer. The offer is unable to be used in conjunction with other promotional offers. The minimum spend must be met within the first 3 months of the new card opening to qualify for the bonus points. Balance transfers, cash advances and any retail purchases that have been made and then reversed within your spend period will not count towards the spend requirement. Your Westpac Airpoints credit card account must remain open at the time the bonus Airpoints Dollars are paid.
# 0% p.a. on purchases for 3 months applies from Card Account open date (excluding cash advances, fees and interest charges). Purchases made on the special interest rate will be paid off after any balance transfers or cash advances. At the end of the promotional 0% purchase interest rate period, the interest rate on outstanding purchases will revert to the standard purchase interest rate applicable to the card(s) at that time. Balance transfers and cash advances are not eligible for the special interest rate offer.
^ Interest free days do not apply when you have taken up one of our balance transfer offers and have not paid off the balance transferred in full during the statement period.
1 The following purchases and transactions do not earn Airpoints Dollars™ or Status Points (see the Westpac Credit Card Conditions of Use for the applicable card for full details): fees and interest; balance transfers; credit card repayment insurance; purchases of Airpoints Dollars using Airpoints Advance facilities; gambling chips; cash advances or withdrawals made from ATMs or over the counter at a bank; money orders, travellers cheques and foreign currencies in cash; any transaction that is reversed, refunded or charged back; transactions on any nominated account(s) linked to your Westpac Airpoints credit card; and business-related purchases made with a Westpac Airpoints credit card other than a Westpac Airpoints Business MasterCard. Status Points earned on applicable credit cards only.
2 May only be used in conjunction with one year Koru Individual Memberships. Koru terms and conditions apply - see airnewzealand.co.nz/koru-terms-conditions. Koru joining fee and/or Koru annual membership fee will not be refunded if it has already been paid to Air New Zealand.
3 Rate will apply to balance(s) transferred until that balance(s) is paid off. All applications are subject to Westpac approval.Balance Transfer Terms and Conditions and lending criteria apply. You cannot transfer a balance from a Westpac card or loan. Payments made to your Westpac credit card will be applied against balance transfers (until paid in full) before cash advances and new purchases, but after charges and interest that have accrued. Interest rates and fees are current as at 16 November 2016 and are subject to change without notice. All new purchases, cash advances and any unpaid interest or fees will incur interest at the standard interest rate in accordance with the card's Conditions of Use. Balances cannot be transferred to a MasterCard BusinessCard/Purchasing Card. Balance transfers do not earn Airpoints Dollars™ or hotpoints.
4 For details on Airpoints Dollars Advance see airnewzealand.co.nz/airpoints.
5 For details on Airpoints Dollars expiry see airnewzealand.co.nz/airpoints.
6 Terms, conditions, exclusions and eligibility criteria apply to insurance cover. A minimum spend applies for different travel regions. Please see the Westpac Airpoints Platinum MasterCard insurance policy document for full details. The availability of insurance is subject to the acceptance and approval of a complete application. Any payment is subject to your claim being accepted. Westpac Airpoints Platinum MasterCard Travel, Extended Warranty and Purchase Protection Insurances are arranged by Westpac New Zealand Limited and are underwritten by AIG Insurance New Zealand Limited (AIG). Westpac does not guarantee the obligations of, or any products issued by AIG. Westpac will receive commission payments as a result of the arrangement of insurance products.
7 Higher interest rates for cash advances and other bank ATM fees may apply.
8 Provided you notify us as soon as possible, have not acted fraudulently or negligently and have complied with the card’s Conditions of Use.
9 The NZ$8 international transaction fee saving applies to Westpac customers only, and is subject to change. All other international and standard fees apply including foreign currency conversion fees – refer to the Transaction and Service fees brochure details. Global ATM Alliance banks and their details are subject to change.
10 If you only make a minimum payment each statement period, you will pay more interest and it will take you longer to pay off the unpaid balance.
You must be a member of Air New Zealand’s AirpointsTM programme to be eligible to earn Airpoints DollarsTM. Airpoints terms and conditions apply – see airnewzealand.co.nz/airpoints-terms-and-conditions for details.
This material on this page is provided for information purposes only, without taking your particular financial situation or goals into account.
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