Accepting credit cards online

Our online payment solutions allow you to accept credit card transactions from your website, and if you'd like, with an online web portal that can process payments you receive over the phone or by mail.

It's for you if:

  • you want the ability to accept credit card transactions from your website
  • you'd like the ability to process payments when your customers pay over the phone or by mail
Payment solutions

Online website/eCommerce (Hosted)

How does it work?
  • You don’t need to develop a payments page on your website – the hosted page is integrated with your website, providing capability to pay for goods or services from your site.
  • Your customers are seamlessly directed to the hosted page, and then redirected back to your site once the payment is complete.
  • Sensitive card data is managed on the hosted page – not your site (so you don’t need to worry about managing it).
  • You're automatically enrolled with internet authentication. Refer to our Security page for more information.
  • Optional administration webpage – provides you with capability to process payments you've received over the phone or in the mail.

Mail Order Telephone Order (MOTO)/ Administration

How does it work?
  • This is a web-based system that provides functionality to process payments received via mail, telephone or fax.
  • You can choose to use it alone or in conjunction with a hosted payments page.
  • You'll receive immediate confirmation of transactions.
  • You can view, download or export transaction reports.
  • You have the option to include recurring payments – useful if you have customers who you regularly accept credit card payments from. 

Batch

How does it work?
  • This is a web-based system that provides functionality to process large numbers of credit card payments at one time.
  • Card information is encrypted and replaced with a reference number of your choice.
  • You can view, download or export transaction reports.
  • You can choose to use it alone or in conjunction with a hosted payments page and/or Administration.
  • You have the option to include recurring payments – useful if you have customers you regularly accept credit card payments from.
Westpac supports the following solutions that can provide the functionality discussed above:
  • WIPs Plus
  • DPS Direct
  • Linked Gateway (via Paystation)
  • Paymark Virtual
  • Qvalent

We recommend you contact our team to discuss the best solution for your business.

Accepting UnionPay Cards

Westpac and UnionPay International (UnionPay) are pleased to announce a partnership that will enable E-Commerce customers, who use a Payment Express hosted platform, to accept UnionPay cards through their existing website payment gateway, Click here for further information.



 

 

 

Related brochures

You may find these brochures and references handy for more information about accepting credit cards online in your business: