How to earn and redeem hotpoints®

hotpoints® are easy to earn and quickly add up – simply use your card for your everyday spend* plus those big ticket items and before you know it, you’ll have enough to redeem for some great hotpoints rewards!

For every dollar you spend on your BusinessPLUS MasterCard, both here and overseas, you’ll automatically be rewarded with 1.25 hotpoints*. You can redeem points for your choice of literally thousands of different rewards on the hotpoints website.

Redeeming your hotpoints

All you need to redeem is a minimum of 3,600 hotpoints – or check out Points + Pay below if you don’t have quite enough just yet.

First, check your hotpoints balance

Simply log in to Westpac One, go to the hotpoints section available from the accounts page and click on the “Redeem your hotpoints now” link. This will take you through to the hotpoints website where you can choose your reward and redeem your points.

Next, choose your rewards

Once you know how many hotpoints you have, start shopping! From merchandise and gift cards to travel and even Westpac KiwiSaver Scheme contributions, we have something for everyone.

Learn more about Rewards

Time to redeem your points

Log into the hotpoints website via Westpac One, and go to the hotpoints section, available from the accounts page. Then just click on the “Redeem your hotpoints” now link. From here you can check your points balance and redeem for hotpoints rewards online at any time. Your rewards will be delivered to your door, or can be picked up in store (available on selected items only**).

Alternatively, call the hotpoints team on 0800 861 862 to redeem your points, Monday to Friday, from 8.30am - 5.00pm. Or if you’re wanting to redeem your points for a Pay Using Points travel reward, simply pop into any Flight Centre, or call them on 0800 24 35 44.

cc hp points payPoints + Pay

Got your eye on a reward but don’t have enough hotpoints? With Points + Pay, you can cover the amount you’re short by using your Westpac BusinessPLUS MasterCard. Once you’re online at the hotpoints website and ready to redeem for a gift card or merchandise, just choose the amount of hotpoints you want to use, and Points + Pay will automatically work out what dollar value you need to top up with to get your reward.

You’ll earn up to 10 bonus hotpoints for every dollar you spend with Points + Pay on selected merchandise rewards. 

To find out more, head to the hotpoints website or view the video below.