* Eligible purchases exclude cash advances, charges, interest, cash substitutes, business expenditure (excluding transactions made on a BusinessPLUS MasterCard), balance transfers, transactions on your nominated account(s) linked to your credit card, any transaction that is reversed, refunded or charged back.
hotpoints® are available only with the Westpac hotpoints MasterCard, Platinum MasterCard, or World MasterCard. Visa Credit Card applications are no longer accepted, but hotpoints will be earned on existing Visa hotpoints credit cards. Vouchers and products are subject to availability and may be withdrawn or substituted at anytime. There is a minimum number of hotpoints you must earn before you are eligible to claim rewards or reward vouchers. Hotpoints Holiday Credits terms and conditions apply. Hotpoints terms and conditions apply. Westpac is not the supplier of the goods and services that can be redeemed with hotpoints and does not guarantee the obligations of the supplier or any goods and services supplied. Any goods or services that are provided by a third party supplier may be withdrawn at any time. Westpac is not responsible for the quality or suitability of any such goods or services. hotpoints® is a registered trade mark of Westpac Banking Corporation. MasterCard and the MasterCard Brand Mark are registered trade marks of MasterCard International Incorporated. Westpac New Zealand Limited.