* Offer ends 31 March 2017. After 12 months the standard purchase interest rate at that date (which may be higher than the current rate) will apply to transferred balances. All applications are subject to Westpac approval. The offer is unable to be used in conjunction with the current Bonus Airpoints offer on new Airpoints MasterCards. Balance Transfer Terms and Conditions and lending criteria apply. You cannot transfer a balance from a Westpac card or loan. Payments made to your Westpac credit card will be applied against balance transfers (until paid in full) before cash advances and new purchases, but after charges and interest that have accrued. Special interest rate current as at 17 November 2016 and subject to change without notice. All new purchases, cash advances and any unpaid interest or fees will incur interest at the standard interest rate in accordance with the card's Conditions of Use. Balances cannot be transferred to a MasterCard BusinessCard/Purchasing Card. Balance transfers do not earn Airpoints Dollars™ or hotpoints.
^ Interest free days do not apply when you have taken up one of our balance transfer offers and have not paid off the balance transferred in full during the statement period.
1 Rate will apply to balance(s) transferred until that balance(s) is paid off. All applications are subject to Westpac approval.Balance Transfer Terms and Conditions and lending criteria apply. You cannot transfer a balance from a Westpac card or loan. Payments made to your Westpac credit card will be applied against balance transfers (until paid in full) before cash advances and new purchases, but after charges and interest that have accrued. Interest rates and fees are current as at 16 November 2016 and are subject to change without notice. All new purchases, cash advances and any unpaid interest or fees will incur interest at the standard interest rate in accordance with the card's Conditions of Use. Balances cannot be transferred to a MasterCard BusinessCard/Purchasing Card. Balance transfers do not earn Airpoints Dollars™ or hotpoints.
2 The following purchases and transactions do not earn Airpoints Dollars™ or Status Points (see the Westpac Credit Card Conditions of Use for the applicable card for full details): fees and interest; balance transfers; credit card repayment insurance; purchases of Airpoints Dollars using Airpoints Advance facilities; gambling chips; cash advances or withdrawals made from ATMs or over the counter at a bank; money orders, travellers cheques and foreign currencies in cash; any transaction that is reversed, refunded or charged back; transactions on any nominated account(s) linked to your Westpac Airpoints credit card; and business-related purchases made with a Westpac Airpoints credit card other than a Westpac Airpoints Business MasterCard.
3 Terms, conditions, exclusions and eligibility criteria apply to insurance cover. A minimum spend applies for different travel regions. Please see the Westpac Airpoints™ Platinum MasterCard® Insurance policy document for details of insurance provided under the Westpac Airpoints Business MasterCard. The availability of insurance is subject to the acceptance of approval of a complete application. Any payment is subject to your claim being accepted. Westpac Airpoints™ Platinum MasterCard® Travel, Extended Warranty and Purchase Protection Insurances are arranged by Westpac New Zealand Limited and are underwritten by AIG Insurance New Zealand Limited (AIG). Westpac does not guarantee the obligations of, or any products issued by AIG. Westpac will receive commission payments as a result of the arrangement of insurance products.
4 You will be personally responsible for all credit extended by Westpac under a BusinessPLUS MasterCard and Airpoints™ Business MasterCard, irrespective of whether a business name appears on the card.
5 May only be used in conjunction with Koru Individual Memberships. Koru terms and conditions apply visit airnewzealand.co.nz. Koru joining fee and/or Koru annual membership fee will not be refunded if it has already been paid to Air New Zealand.
6 Higher interest rates for cash advances and other bank ATM fees may apply.
7 If you only make a minimum payment each statement period, you will pay more interest and it will take you longer to pay off the unpaid balance.
8 NZ$8 international transaction fee saving applies to Westpac customers only, and is subject to change. All other international and standard fees apply including foreign currency conversion fees – refer to the Business Transaction and Service Fees brochure details. Global ATM Alliance banks and their details are subject to change.
Westpac's credit card lending criteria apply to all applications and transfers. Westpac's Conditions of Use for the applicable credit card apply. Fees and interest rates shown are current as at 5 December 2016 and are subject to change without notice. See the Business Transaction and Service fees brochure for details. This material on this page is provided for information purposes only, without taking your particular financial situation or goals into account. You must be a member of Air New Zealand's Airpoints programme to be eligible to earn Airpoints Dollars™. Airpoints terms and conditions apply. MasterCard and the MasterCard brand mark are registered trade marks of MasterCard International Incorporated.