1 The everyday Credit Card Balance Transfer rate of 5.95% p.a. is current as of 29 May 2015 and is subject to change without notice. The everyday Credit Card Balance Transfer rate of 5.95% p.a. will apply to balance(s) transferred to your Westpac credit card until that transferred balance(s) is paid off, provided that rate was current at the time the transfer occurs. You will need a Westpac credit card for a balance transfer. A Credit Card Balance Transfer Form will need to be completed and returned to Westpac. Westpac's current credit card lending criteria apply to all applications and transfers. Westpac Credit Card Conditions of Use for the applicable card apply and Balance Transfer Terms and Conditions apply. For full details see westpac.co.nz. Your credit card must remain within its limit. You can apply to transfer balances from other bank's credit cards or personal loans, hire purchases and store cards. You cannot transfer a balance from a Westpac card or loan. You will need to keep making payments to all accounts from which your balance is being transferred until the balance transfer is complete and you have confirmation from Westpac that the accounts have been credited. You are responsible for all late payment chages and any other fees or charges related to your other account including any costs to close that account. Payments made to your Wespac credit card will be applied against balance transfer before cash advances and other purchases, but after changes and interest that have accrued. Interest rates shown are current as at 29 May 2015 and are subject to change without notice.
2 The following purchases and transactions do not earn Airpoints Dollars™ or Status Points (see the Westpac Credit Card Conditions of Use for the applicable card for full details): fees and interest; balance transfers; credit card repayment insurance; purchases of Airpoints Dollars using Airpoints Advance facilities; gambling chips; cash advances or withdrawals made from ATMs or over the counter at a bank; money orders, travellers cheques and foreign currencies in cash; any transaction that is reversed, refunded or charged back; transactions on any nominated account(s) linked to your Westpac Airpoints credit card; and business-related purchases made with a Westpac Airpoints credit card other than a Westpac Airpoints Business MasterCard.
3 Terms, conditions, exclusions and eligibility criteria apply to insurance cover. A minimum spend applies for different travel regions. Please see the Westpac Airpoints™ Platinum MasterCard® Insurance policy document for details of insurance provided under the Westpac Airpoints Business MasterCard. The availability of insurance is subject to the acceptance of approval of a complete application. Any payment is subject to your claim being accepted. Westpac Airpoints™ Platinum MasterCard® Travel, Extended Warranty and Purchase Protection Insurances are arranged by Westpac New Zealand Limited and are underwritten by AIG Insurance New Zealand Limited (AIG). Westpac does not guarantee the obligations of, or any products issued by AIG. Westpac will receive commission payments as a result of the arrangement of insurance products.
4 You will be personally responsible for all credit extended by Westpac under a BusinessPLUS MasterCard and Airpoints™ Business MasterCard, irrespective of whether a business name appears on the card.
5 May only be used in conjunction with Koru Individual Memberships. Koru terms and conditions apply visit airnewzealand.co.nz. Koru joining fee and/or Koru annual membership fee will not be refunded if it has already been paid to Air New Zealand.
6 Higher interest rates for cash advances and other bank ATM fees may apply.
7 If you only make a minimum payment each statement period, you will pay more interest and it will take you longer to pay off the unpaid balance.
8 NZ$8 international transaction fee saving applies to Westpac customers only, and is subject to change. All other international and standard fees apply including foreign currency conversion fees – refer to the Business Transaction and Service Fees brochure details. Global ATM Alliance banks and their details are subject to change.
Westpac's credit card lending criteria apply to all applications and transfers. Westpac's Conditions of Use for the applicable credit card apply. Fees and interest rates shown are current as at 1 October 2016 and are subject to change without notice. See the Business Transaction and Service fees brochure for details. This material on this page is provided for information purposes only, without taking your particular financial situation or goals into account. You must be a member of Air New Zealand's Airpoints programme to be eligible to earn Airpoints Dollars™. Airpoints terms and conditions apply. MasterCard and the MasterCard brand mark are registered trade marks of MasterCard International Incorporated.