Compare online solutions

Use our handy comparison table to find the online service that’s right for your business.

	Online Banking	Business Online
Business Size	Sole trader and small business	Small to large business
Individual login for each user	No. Users share a single login-in	Yes. Allows different access and authority levels for users, e.g. Creator / Viewer users vs Authoriser
Signing authorities	1-to-sign only	Up to 3-to-sign
Monthly Subscriptions *	No monthly charge	$9.95 per month
Bulk payments / direct debit batches	No	Up to 999 payees/payers in single batch (file import) Up to 75 payees/payers in a tempate Bulk transaction fee - 19c per item
Processing cut off times (business days only)	Payments - 10:00pm. AP, new and amend - 10:00pm	Payments, single and bulk - 11:30pm AP, new and amend - 10:00pm Direct Debits - 10:00pm
View foreign currency accounts	No	Yes
Number of accounts accessed	Up to 9 transaction, savings and loan accounts, plus 2 personal credit card accounts	Up to 100 transaction, savings and loan accounts, plus business credit card and foreign currency accounts.
Credit card access	Personal credit cards only	Both personal and business credit cards
Ability to import files	No	Import payroll or ceditor files from common payroll/accounting packages
Ability to manage Term Deposits	Can view individual deposits	Can only view term deposit account and balance
Text/email alerts	Yes	No

*Additional transaction and service fees still apply for accounts loaded. Non Profit Organisations are exempt from the Business Online monthly subscription fee