Bizpac - makes small business easier

Your small business is a big deal to us. That’s why we’ve teed up a range of specialist solutions to help make your life easier, so you can get on with doing what you do best.

Everyone needs the essentials, so we’ve gathered the basics together in one easy package. 

A Business Transact Account

Manage your day-to-day comings and goings with a transaction account designed with businesses in mind. Check out our business transaction accounts here

A Debit MasterCard®

The Debit MasterCard works like an EFTPOS card, using money from your transaction account. But you can also use it online and over the phone, in fact, anywhere MasterCard is accepted – and there’s no charge for EFTPOS debit transactions*. Find out more about Debit MasterCard here.

A business savings account

Get an on-call savings account with a competitive interest rate that rewards you for your savings. Put money aside for tax, investments or even just a rainy day with Business Online Saver

Online banking, Smart ATMs and deposits on-the-go

Do your banking online when it suits you best. Offload your cash any time into one of our Smart ATMs - our 24 hour lobbies even have Cash Exchange machines that give you change if you need it. Ask us also about our handy Red Bags for making prompt deposits in branch. Find out more about our online services and branch services.

Once you’ve got the essentials sorted, make time for a chat with one of our small business specialists. Here are some of the ways they can make your life easier

Ways for people to pay you

It should be the easiest thing in the world for customers to pay you. Whether it’s EFTPOS or credit card payments, we can help you get the cash flowing. Find out more about our payment solutions for businesses

Investing in your business

If you ever want help financing part of your business, we’ve got a truckload of options. We set up business credit cards, loans, overdrafts and finance for vehicles and other equipment, every day. Find out more about our lending and credit services for businesses.

Looking out for your business

Investing and insuring doesn’t have to be complicated. We’ll help you keep it simple, so talk to us about KiwiSaver, term investments and business risk protection. Find out more about KiwiSaver for business, term investments, and business risk protection

Taking it overseas

Doing business internationally? We’ve got a swag of useful international business solutions. As well as offering simple international payment solutions, we can help you manage your cash flow and minimise your currency and trade risk. Find out more about our international business services

Beyond banking, there are all sorts of ways that Westpac can help you develop and grow your business.

A free website for a year with

Most kiwis now look online before purchasing products and services. We’ve teamed up with MYOB to offer the opportunity for small businesses to set up a website for their business – free for the first 12 months. It’s easy to use, easy to manage, and you can have your own website in around 15 minutes. Find out more.

Managing Your Money workshops

We like our small business owners to do well, so we arm them with sharp financial know-how in our specialised workshops. Sign up for one online today.

Business Excellence Awards

These awards are a good chance for small businesses to gauge their success against that of other local businesses, outside their own industries. Find out more.

Free business tools and resources

From expert economic updates to cashflow forecasting templates. Find out more about our Free Resources for small businesses

Business keeps you busy, but it’s important to keep in touch with your personal financial needs too. We can help make life easy by keeping an eye on both worlds.

Synching your finances

It makes sense to have your personal banking in the same spot as your business banking. It simplifies things for you and also means we’re better placed to advise you on how we can maximize your working capital.


NZ’s first home buying hub, HomeClub is a brilliant property tool. It’s free to join, so visit now to check out property values, tools, tips and advice. Click here to watch a demo of HomeClub here or to sign up, go to

*Service fees still apply, for example, clearance fees, online bill payments and use of other banks' ATMs.

This information is provided for general information purposes only and is not a recommendation or opinion in relation to the products and services mentioned. You should not rely solely on the information on this website. We recommend that you contact us if you would like further information regarding the products and services. Terms, conditions, fees and charges apply to Westpac products and services. You can get a copy of the current disclosure statement for Westpac New Zealand Limited and a copy of any applicable investment statement or term sheet from any Westpac branch in New Zealand free of charge. Disclosure statements under the Financial Advisers Act are available on request and free of charge from Westpac or your financial adviser. Debitplus Conditions of Use apply.

To operate the Business Online Saver account, you must hold a Westpac Business Transact Account and be able to access your account online via Westpac Online Banking. Any transfers from your Business Online Saver can only be made directly to your Business Transact Account. Westpac accepts no liability for losses suffered as a result of it converting currencies and any exchange risks from the conversion of currencies is the responsibility of the account/deposit holder.

Westpac’s current credit card criteria apply to all applications and transfers. Credit Card Conditions of Use will apply. MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated. All applications for finance are subject to Westpac’s current lending criteria. Westpac insurances are underwritten by third parties and terms, conditions, exclusions and limits apply. More details can be found in the relevant policy document. The availability of any insurance cover is subject to the acceptance and approval of a complete application.

HomeClub is a trade mark of Westpac New Zealand Limited.