Not a Westpac customer?

It only takes a few minutes to apply online for an account and debit card to start tracking your spending with CashNav.

Apply Online

Get started

Click below to download CashNav for your smartphone, then log in with your Westpac online banking user ID and password. CashNav will do the rest.

Download for IOS Download for Android

If you are a Westpac customer, but not registered for online banking, call us on 0800 400 600 (7am to 11pm, 7 days a week) or visit your local branch to register.

Benefits of CashNav

Frequently Asked Questions

All credit card accounts and the following Westpac transactional accounts are eligible for CashNav:

  • Electronic Account
  • Earner Account
  • Access Account
  • Easy Access Account
  • Choices Everyday

Note: Only eligible accounts linked to your Online Banking will be available in CashNav.

For transactional accounts and debits cards you will see any transaction made at a retailer, online shopping, direct debits, payments, automatic payments, fees, interest and ATM withdrawals For credit cards you will see all transactions made at a retailer and recurring payments. Some online shopping, ATM withdrawals, fees and interest will not currently show up in CashNav but this functionality will be available shortly.

CashNav is available on iPhone and an Android Smartphones. IPhones will need to have iOS 8 and above installed, and Android phones need to be running on Android OS 4.4 or above.

The Spending Meter gives you a quick overview of how much you have spent so far this month compared to your monthly typical spend at that time in the month. It also lets you know how much you are above or below your typical spend. Green indicates that you are spending below typical, amber is typical and red is above typical.

You need to be a Westpac customer to use Westpac One (Online Banking). Sign up to Westpac One by:

  • Calling us on 0800 400 600 (7am to 11pm, 7 days a week) and we’ll sort it out over the phone, or
  • Calling +64 9 912 8000 if you’re overseas (international toll charges apply), or
  • Visiting us at any Westpac branch