Existing customers

Application for Tertiary Pac and Career Starter Pac.

Note: if you'd prefer to apply for an Airpoints™ Debit MasterCard® make sure you have an Airpoints™ number. If you're not a member yet, click here to sign up before filling out the application form below. 

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You must be over 18 years old to apply online for a Tertiary Pac or Career Starter Pac. If you’re under 18 years old you will need a parent or guardian to co-sign this application form, in person at a Westpac branch, accepting the debit card terms and conditions.

Tertiary Pac terms and conditions

To qualify for a Tertiary Pac and Tertiary Easy Access Account you must:

be a New Zealand resident; and

be either (a) studying full time or part-time at an NZQA accredited tertiary institute for at least one semester (minimum 12 weeks), or (2) working and studying towards a Tertiary Education Commission (‘TEC’) approved Level 4 New Zealand Apprenticeship (post 1/1/2014) or a Modern Apprenticeship qualification at Level 3 or Level 4 on the New Zealand Qualification Framework (‘NZQF’) (pre 1/1/2014); and

have your student allowance, loan, salary, wages or any other form of income paid directly to your Tertiary Easy Access Account.

The Tertiary Pac and Tertiary Easy Access Account are available for the duration of your course or apprenticeship. This is normally three or four years, however can be extended subject to evidence of further study.

After your course or apprenticeship finishes, your Tertiary Pac and Tertiary Easy Access Account will automatically change to a Graduate Pac and Graduate Easy Access Account. The Graduate Pac and Graduate Easy Access Account are only available for 12 months, after which your account will automatically change to an Electronic Account and standard fees and charges will apply.

The Tertiary Easy Access Account is a personal account owned by you and you will be the sole signatory on the account.

Career Starter Pac terms and conditions

To qualify for a Career Starter Pac and Career Starter Electronic Account, you must:

be a New Zealand resident in full-time employment who has completed secondary school in the past two years;

be aged between 16 and 20 years old when you sign up for the account; and

have your salary, wages or any other form of income paid directly into your Career Starter Electronic Account.

The Career Starter Pac and Career Starter Electronic Account are only available for two years, after which your account will automatically change to a standard Electronic Account and standard fees and charges will apply.

The Career Starter Electronic Account is a personal account owned by you and you will be the sole signatory on the account.

In addition to Westpac’s General Terms and Conditions, the following conditions apply:

You consent to and authorise Westpac to disclose and exchange any information held about me now or in the future to any party associated with a Westpac rewards programme (including without limitation Air New Zealand Limited) for the purpose of administration of the applicable rewards programme, provision of related services and for marketing and research purposes.

Fees are charged in accordance with the School Leavers and Graduates brochure and Westpac’s Transaction and Service Fees brochure. These are subject to change from time to time.

You cannot have a tertiary or first job account and package at another bank, and you can only have one Tertiary Pac and Tertiary Easy Access Account or one Career Starter Pac and Career Starter Electronic Account with Westpac.