Give yourself a built-in backstop to cover unexpected expenses, or any gaps between pay days. Arrange an overdraft just in case, then relax. Once it’s in place you’ll be able to dip into extra funds when you need them, and avoid dishonour and late payment fees.
It's for you if:
- you need access to extra money now and then
- you want no minimum monthly repayments
- you want to avoid dishonour or late payment fees
- you need access to extra money as a one-off, for a short period