Transaction accounts

It’s your money, so you choose exactly how you’d like to manage it (and spend it!). Compare your everyday account options.

  1. Electronic Account
    Electronic Account

    Bank online, via EFTPOS and at Westpac ATMs. Waive your paper statements and pay no account or transaction fees.*

  2. Access Account
    Access Account

    Bank in branch and online, choose how you pay fees, and access extra benefits if you have other Westpac accounts.

  3. Earner Account
    Earner Account

    Earn interest and pay no fees*, when you have an average monthly balance of $5,000 or more.

  4. Youth Account
    Youth Account

    Designed for kids and teens up to 19 years, this account is fee free# and helps them learn to save and manage their money as they grow.

  5. School Leavers' Pacs
    School Leavers' Pacs

    Finished school? Thinking about your next move and how you’re going to conquer the world? No matter your plan, we’ve got some great packages so you can focus on your tertiary studies or that new job.

  6. Graduate Pac
    Graduate Pac

    Congratulations on finishing your tertiary study and graduating! The Grad Pac is designed to help graduates transition from life as a student or apprentice to the exciting world of full-time employment and everything it brings.