CashNav is our new money management app that connects with your account to automatically track and categorise what you spend. Find out more
an ATM/EFTPOS# card (or simply link this account to your existing card)
if you’re a superannuitant, or under 19, you pay no monthly account or transaction fees on one account* (even if you receive paper statements)
automatic registration for phone and online banking
a cheque book (if you want one)
a debit card to shop online and overseas (you’ll need to apply)
we protect your online account with Westpac Online Guardian – our online security system. There are no special codes or gadgets to worry about just a single username and password chosen by you
set up a 'Sweep' to automatically move money out of your account and keep your transaction account at a certain level, so you always have enough to cover bills etc.
set up Salary Splitter which can automatically divide your account credits such as wages, across up to six different Westpac accounts
set up automatic payments
waive your paper monthly statements, and you’ll save $3.50 per month (you can shout yourself a coffee instead). To do it right now, log in to online banking and click on the ‘Stop your paper statements’ tab on the left hand menu
Here's what's free
transactions with your EFTPOS card
Westpac ATM transfers and withdrawals#
direct debits and credits
online and phone banking payments
the $3.50 monthly account fee is waived if you choose to stop receiving paper statements via online banking
Fee exemptions available for superannuitants and under 19 year olds. Service fees still apply.*
Account maintenance fee
$3.50 per month Free if printed statements are stopped via online banking.
Electronic transactions EFTPOS, Westpac ATM transfers and withdrawals, automatic payments once set up (service fee applies to set up or amend), direct debits/credits, bill payments, online and phone banking payments Note: Any transactions or balance enquiries made at another bank's ATM will incur an additional $1 charge per transaction.
Manual transactions Cheques, deposits and withdrawals at a branch, Westpac ATM deposits (excluding Smart ATM deposits)
$3 per transaction
For other types of fees that could apply to this account (e.g dishonour fees, or international payments), see our 'All Fees' section.
There are no monthly account or transaction fees charged on one account of your choice, for: