Bank Accounts
How can we help?
Want help finding the right account(s) for you?
Help me choose an account
QID2
-10
Or, help me choose ...
Student or grad accounts
QID12
10
5
-10
-10
-10
A kids' account
QID13
-10
-10
-10
-10
-10
-10
-10
-10
Accounts for seniors
QID15
-10
-10
-10
-10
As a SuperGold cardholder you'll pay no monthly fee for this account*.
As a SuperGold cardholder, the DebitPlus Visa annual card fee is waived in the first year.
What do you need accounts for?
Everyday purchases and saving
QID3
Just everyday purchases
QID3
-10
-10
-10
-10
-10
-10
Just saving
QID9
-5
-10
-10
-10
-10
-10
Back to previous question
Will you generally keep more than $5,000 in your transaction account each month?
No
QID4
-5
Yes
QID7
10
-10
-10
-10
Back to previous question
Once you've opened your new account(s), will you have any loans or savings with Westpac?
0
100000
50000
QID7
10
-10
-10
0
100000
50000
QID5
Back to previous question
How often do you visit a branch to do your banking?
Often (more than once per week)
QID6
-10
Occasionally (around once per week)
QID6
-10
Rarely (once per month or less)
QID7
10
-10
-10
Back to previous question
Would you prefer to pay a single monthly fee [Access Monthly fee] or pay per transaction (55c for manual, 45c for electronic)?
I prefer a flat monthly fee
QID7
10
-10
I prefer pay-as-you-go
QID7
-10
10
Back to previous question
Do you sometimes need extra money to help you smooth out gaps between outgoings and income?
Yes, that sounds useful
QID8
10
No thanks
QID8
-10
Back to previous question
Do you want to make purchases online and over the phone without a credit card?
Yes
QID9
10
No
QID9
-10
Back to previous question
Would you rather earn interest on your savings, or have a chance to win a share of $100K each month?
I prefer to earn interest
QID10
-10
I prefer a chance to win
END
10
-10
-10
-10
-10
-10
Back to previous question
For your savings account, do you need Branch, Eftpos and ATM access?
Yes, I need direct access
END
10
-10
-10
-10
-10
No, just online and phone banking is fine
QID11
-10
5
5
A transaction account is required for the Online Saver and Online Bonus Saver products. The Electronic account has no monthly account fee and free electronic transactions.
A transaction account is required for the Online Saver and Online Bonus Saver products. If you prefer to bank in branch, this account could be for you. Simply pay a flat fee each month.
Back to previous question
How often do you need to make withdrawals from your savings?
Once per month or more
END
10
5
10
5
Rarely
QID17
5
10
5
10
Back to previous question
Are you a student, international student, or recent graduate?
A student
END
10
10
As a student you could pay no DebitPlus Visa annual card fee for the first year.
As a student your overdraft will be interest-free if you qualify.
An international student
END
5
-5
A recent graduate (graduated within last 12 months)
END
10
10
As a grad you could pay no DebitPlus Visa annual card fee for the first year.
As a grad your overdraft will be interest-free if you qualify.
Back to previous question
Do you (or your child) need to access your savings in-branch?
Yes
END
10
-10
-10
-10
-10
No, just online and phone banking is fine
QID14
-10
5
A transaction account is required for the Online Saver and Online Bonus Saver products. The Electronic account has no monthly fee and free eletronic transactions.
Back to previous question
How often do you (or your child) need to make withdrawals from your savings?
Once per month or more
END
10
5
10
5
Rarely
END
5
10
Back to previous question
What will you use your account for?
Everyday purchases and saving
QID16
Just everyday purchases
QID16
-10
-10
-10
-10
-10
-10
Just saving
QID9
-5
-10
-10
-10
Back to previous question
Will you generally keep more than $5,000 in your transaction account each month?
No
QID9
10
-10
Yes
QID9
-10
10
Back to previous question
Do you currently earn over $48,000 of taxable income?
Yes
END
5
5
No
END
-5
-5
Back to previous question
Transactional
Savings
Extras
These options are a guide only and do not take into account your personal financial situation or goals. Click on each Account to find out more. You can get a copy of the current disclosure statement for Westpac New Zealand Limited from any Westpac branch in New Zealand free of charge. *Other service fees may apply to all accounts.