This information above is provided for general information purposes only and is only a summary of the insurance products referred to. Terms, conditions, exclusions and limits apply and more detail can be found in the relevant policy document. The commercial insurance described on this web page is arranged by Aon New Zealand, as broker, and underwritten by third party insurers. Westpac New Zealand Limited ("Westpac") receives a commission for insurance arranged by Aon New Zealand that it has referred to Aon New Zealand. The availability of insurance cover is subject to the acceptance and approval of a complete application and will depend on the relevant underwriter’s assessment of risk. Any financial advice given by Aon or its brokers is given by them and not Westpac New Zealand Limited (Westpac). Westpac does not guarantee the obligations of Aon New Zealand or any of the third party underwriters selected by Aon New Zealand.